Rbc viau rbc morgan crossing View RBC Royal bank of Canada Phone number, Address, Working hours and Customer Care Contact Numbers in Viau & Robert, Boisbriand, Canada. In Quebec, financial planning services are provided by RBC Wealth Management Financial Services Inc. which is licensed as a financial services firm in that province. In the rest of Canada, financial planning services are available through RBC Dominion Securities Inc.

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Many Canadians are applying for financial relief through the Canada Emergency Response Benefit (CERB). To access your money faster, we encourage you to sign up for direct deposit from the Canada Revenue Agency. Please note that registering for CRA Direct Deposit does not register you for the CERB. You’ll need to apply for the CERB directly through the CRA website. Find out more about how to set up CRA Direct Deposit in RBC Online Banking or the RBC Mobile app. If you’ve stopped working because of reasons related to COVID-19, you may be be eligible to receive the CERB through the Government of Canada. RBC has created an interactive tool help you see if you may qualify for the CERB. Please note that RBC does not make any determinations with respect to eligibility, amount, or timing of the CERB. Answer a few quick questions to see if you may be eligible. Find out more To help clients with additional financial relief during COVID-19, RBC will be providing personal and business credit card clients already receiving minimum payment deferrals with a credit to their credit card account(s) to reimburse them for 50% of the interest charged to their accounts during the period they are receiving the deferral – the relief period. Personal and business credit card clients already receiving minimum payment deferrals will be reimbursed for 50% of interest charged during the deferral period. The credit(s) will be displayed on the client’s upcoming statement(s). To support seniors, and others who require special attention, we’re providing them with front of the line access at open branches so they can be served first if their transaction requires them to visit a branch. Let’s all do our part to help keep our community and each other safe and healthy. outbreak, we want to ensure you continue to have access to your financial statements without delay from RBC. For Online Banking and Mobile clients, you can view some of your statements electronically, as they are already there for you. Or you can also choose to go paperless by “turning off” your paper, and this way, you’ll have access to all of your electronic statements and will be notified by email as soon as a new document is available. Log into Online Banking to access your e Statements. If you don’t have access to Online Banking yet, enrolling is simple and quick. To access your documents electronically through Online Banking: In times of crisis, it’s important to come together as a community to support one another. RBC wants to provide you the support you need, and that includes immediate and long term relief for clients facing challenging circumstances. The RBC Client Relief Program includes: Hardship Relief To support clients facing additional pressure from illness, lost employment or unique family circumstances, clients are encouraged to book a call with an advisor for additional relief measures including: Longer term relief Up to six months of payment relief may be accessible through the RBC’s Financial Relief Assistance Plan. This option requires the support of one of our advisors; book a call with an advisor through our online booking tool. : Skip-a-Payment requests could take up to five days to process. If you are within five days of your regular mortgage payment date, the current payment will be processed, and your next payment may be skipped. Program Details: There is no fee to skip a payment. When you skip a payment, the interest on the skipped payment is added to your outstanding balance and interest is charged on that amount. Your payments won't change during the term of your mortgage. Instead, at renewal your monthly payment amount increases to account for the higher balance. When you skip a payment you must still pay the portion of your payment that covers your property taxes and Home Protector Insurance Premium, if applicable. For immediate financial relief: Clients can also defer payments of principal and income for a period of up to six months depending on their needs. Note: Using Skip-a-payment may significantly increase your interest costs over the life of your mortgage, so it's important to carefully evaluate your financial situation and priorities before exercising this option. For longer term relief: Should you require additional financial relief beyond the first month, please use our online booking tool to schedule a time to speak with one of our advisors by phone. For fixed rate loan products, deferred interest will be added to the outstanding balance but interest will not be charged on deferred interest. For variable rate loans, the deferred interest will be added to the outstanding balance and interest will be charged on this new balance. To skip one monthly payment on your Personal Loan follow these simple steps: Skip or delay a loan payment function is available through Online Banking 24 hours a day and 7 days a week. Important: In order for the request to be processed for a loan that is due on the same date the request is being submitted by the client, the request must be entered by PM local processing centre time. If you skip a payment and your Loan is protected with Loan Protector Insurance, your coverage will remain in place and the premium (for the period of the skipped payment) will be collected from your next regular payment. This means less of the next payment will be used to reduce the principal amount of your Loan. If a payment is skipped for a fixed rate loan, interest will continue to accrue and will be collected when the next payment resumes. If a payment is skipped for a variable rate loan, the unpaid accrued interest as well as the interest on the part of the principal that went to payment of the missed Loan Protector premium will be added to the loan principal balance (‘’Combined Amount’’) thus increasing the principal amount outstanding on your loan. Interest, at the interest rate of the loan, is charged on the Combined Amount until it is paid in full. Skipping a payment may result in extending the amortization period of the loan. Note: Using Skip-a-payment may significantly increase your interest costs over the life of your loan, so it's important to carefully evaluate your financial situation and priorities before exercising this option. Keep in mind, skipping a payment can affect your amortization and payment schedule. Personal clients can also defer payments of principal and income for a period of up to six months depending on their needs (Looking for relief on a Business car loan? For longer term relief: Should you require additional financial relief beyond the first month, please use our online booking tool to schedule a time to speak with one of our advisors by phone. Click here.) For Auto loan products, deferred interest will be added to the outstanding balance but interest will not be charged on deferred interest. For variable rate loans, the deferred interest will be added to the outstanding balance and interest will be charged on this new balance. To skip one monthly payment on your Auto Loan follow these simple steps: : In order for the request to be processed for a loan that is due on the same date the request is being submitted by the client, the request must be entered by PM local processing centre time. Skipping a payment may result in extending the amortization period of the loan. If you skip a payment and your Loan is protected with Loan Protector Insurance, the premium (for the period of the skipped payment) will be collected from your next regular payment. This means less of the next payment will be used to reduce the principal amount of your Loan. If a payment is skipped for a fixed rate loan, interest will continue to accrue and will be collected when the next payment resumes. If a payment is skipped for a variable rate loan, the unpaid accrued interest as well as the interest on the part of the principal that went to payment of the missed Loan Protector premium will be added to the loan principal balance (‘’Combined Amount’’) thus increasing the principal amount outstanding on your loan. Interest, at the interest rate of the loan, is charged on the Combined Amount until it is paid in full. : Using Skip-a-payment may significantly increase your interest costs over the life of your loan, so it's important to carefully evaluate your financial situation and priorities before exercising this option. : Skip-a-Payment requests could take up to five days to process. If you are within five days of your regular loan payment date, the current payment will be processed, and your next payment may be skipped. : Should you require additional financial relief beyond the first month, please use our online booking tool to schedule a time to speak with one of our advisors by phone. To enroll in online banking, you need your transit and loan number. You can find this information in your Welcome Letter and/or your Annual Statement. For immediate financial relief: Our call centres are experiencing extremely high call volumes. For clients enrolled in RBC Royal Bank Online Banking immediate access to request financial relief is available, please use our self-serve options found in RBC Royal Bank Online Banking. Detailed instructions are below: You can use this form to request us to temporarily waive the requirement for you to make the minimum payment on your credit cards for one month (deferring your payment), referred to as the relief period. This will provide some short-term financial relief to you during the COVID-19 situation. It is important to understand the impact of deferring your minimum payment. If no payments are made during the relief period, your minimum payment may be higher at the end of the relief period. As well, interest will continue to accrue at your annual interest rates during the relief period. We will add your interest charges to your outstanding balance, along with any transactions, which may cause your outstanding balance to increase during the relief period. Rest assured that we do not charge interest on accrued interest. To further help you during this difficult time, if you are receiving a minimum payment deferral, you will be provided with a credit to your credit card account to reimburse you for 50% of the interest charged to your account during the period you are receiving the deferral. This credit will be displayed on your upcoming statement. At the end of the relief period, your minimum payment will again become due and you will no longer receive credits to your account for your interest charges. If your credit card account is protected with Balance Protector insurance, you may be eligible to submit a claim in the event of a job loss due to a layoff or dismissal without cause. Please visit the Assurant website https://cardbenefits.to file a claim with the insurer. Please note that choosing to defer a credit card payment will not impact your coverage. Balance Protector insurance premiums will continue to be charged to your account and increase your outstanding balance. Interest will not be charged on Balance Protector insurance premiums. More financial relief is available for these and other products by speaking with one of our advisors. For longer term relief (Up to 6 months): Should you require additional financial relief beyond one month, please use our online booking tool to schedule a time to speak with one of our advisors by phone. As our call centre continues to experience extremely long wait times, we encourage you to use our online booking tool to schedule a time to speak with us by phone. The online-only enrollment process to participate in the Government of Canada’s Canada Emergency Business Account (CEBA) is now live. To enroll for CEBA, log into your RBC Online Banking for Business. The online enrollment process is only available through this platform. If you are not registered for online banking, click here to enroll in RBC Online Banking for Business. If you are an RBC Express client, please contact your RBC Account Manager for separate instructions to enroll for CEBA. Click here for detailed CEBA eligibility, pre-enrollment actions and other FAQs. Please note that the CEBA enrollment cannot be fulfilled in our branches, or through our advisors and RBC Advice Centre. provides eligible employers that have experienced an eligible reduction in revenue to receive a subsidy of 75% of employee wages for up to 12 weeks, retroactive from March 15, 2020, to June 6, 2020. For detailed information about the program, eligibility, and how to apply, refer to the Government of Canada’s site. Please ensure that you are registered for CRA Direct Deposit by logging into your RBC Online Banking for Business or RBC Express platform. CRA Direct Deposit is a quick, safe and secure way to receive your CEWS, should you be eligible for this program. The BDC Co-Lending program is designed to support Canadian businesses of all sizes that have been negatively impacted by COVID-19. Eligible applicants can access funding up to $6.25 million CAD (maximum loan amounts dependent on business size) to cover operating expenses (such as rent, payroll and other operating expenses) and working capital needs. The Government of Canada’s Export Development Canada (EDC) BCAP Guarantee aims to help eligible Canadian businesses impacted by COVID-19 with up to $6.25 million CAD in short-term liquidity. This financing solution can help cover expenses which are critical to business continuity such as rent, payroll and other operational costs. RBC is offering a number of relief solutions for business clients affected by COVID-19. We are assessing the needs of businesses on a case-by-case basis to provide relief solutions that are tailored to their circumstances. Relief support may include: Through RBC's partnership with Wello – a leading Canadian virtual healthcare company – we are making it easier for you to provide important COVID-19 screening information, timely access to physicians and nurse practitioners for health advice, and resources to support general health needs, including prescriptions, diagnostic and specialist referrals. Wello can support your employees' physical and mental health needs, wherever they are. If you are an RBC business client, you can access more information about Wello by signing in to RBC Online Banking and from the top of your Accounts Summary page, select the Offers for You link to browse your offers or log into the RBC Rewards app. For the health & safety of our employees and communities, RBC has temporary closed a number of branches. Some branches remain open and we ask clients to limit branch visits for urgent matters that must be done in-person. We are limiting the number of clients allowed in the branch at any given time, to practice physical distancing – for both employees and clients. We’ve also installed Plexi Protection Screens to create a safer working environment. We encourage clients to only come to the Branch if it is essential to do so, and to please use Online Banking or the RBC Mobile app if at all possible. We remain committed to ensuring that your financial needs are met. While select branches are closed, our advisors and banking solutions remain available to you across a variety of channels. The RBC Mobile App and Online Banking are safe, easy-to-use and available 24/7. Clients can: RBC Rewards / Avion: Our primary focus is the safe return of our clients currently travelling and needing to get home. For this reason, our Travel Rewards Call Centre is prioritizing calls from clients currently away. If you are calling about an upcoming trip, please call at a later date or click here for more information related to RBC Rewards points, changes, cancellation policies and travel insurance. Trip Cancellation / Trip Interruption: You may be eligible to submit a trip cancellation / trip interruption claim for travel booked prior to March 13, 2020 at PM (EST). Please be advised that claims related to Emergency Medical Insurance: Please be advised that travelling to destinations under a travel advisory can have implications on emergency medical coverage. If you travel to a destination that the Government of Canada has advised Canadians to “Avoid all Travel” or “Avoid all non-essential Travel”, and you contract , you will not be covered under emergency medical insurance. We are actively working with our community partners, subject matter experts, and the public and private sectors to understand and determine where the greatest community needs are and how to continue delivering the right support where and when it is needed most. This is effective as of the travel advisory issued March 13, 2020 at pm (EST). RBC is committed to supporting COVID-19 community response efforts in Canada, the U. To date, RBC businesses have committed $4.5 million in support of COVID-19 community response efforts: During these uncertain times, RBC recognizes that charities and non-profit organizations are particularly vulnerable. Relying solely on donations, corporate gifts, and government support – streams of revenue which have all been largely disrupted by the stresses of COVID-19 – these organizations are not only facing uncertainty, but could be confronting irreversible damage to non-profit sector. RBC Foundation is supporting our community partners in the following ways: Hiring Summer Students Youth have been disproportionately impacted by the economic fall-out of COVID-19. Many rely on summer jobs to help pay for their schooling. RBC will welcome close to 1,400 summer students this year and provide them with a meaningful work experience. RBC Future Launch RBC Future Launch is a critical focus for us. This ten-year, $500 million commitment is helping empower Canadian youth for the jobs of tomorrow. We are working with our community partners to adapt programs and learning opportunities, so that we can continue to support youth in Canada in remote and virtual environments. , including illness, loss of income, caring for a sick relative. Qualifying products include mortgages, personal loans, car loans, and credit cards. For more information, book an appointment with an advisor . For immediate relief, use the self-serve options available in online banking to get you through one month and then book an appointment with an advisor for further financial support. To help clients with immediate relief, many of these programs are available online and by self-serve to allow you to skip one or two monthly payments on most credit products including mortgages, credit cards and loans. We are committed to providing longer term support as well, and encourage you to speak with an advisor and book an appointment online. For mortgages, clients can defer one month in self-serve, or up to 6 months payments including both principal and interest. The deferred interest will be added to the outstanding balance and interest will be charged on this new balance. Clients still need to pay their property taxes, creditor insurance and property insurance. Note that this same program is also available to individual landlords who have investor mortgages for rental properties. If you hold multiple mortgages on different properties there is no limit to the number of retail mortgages you can apply the deferral to. At this point we intend to continue to make the program available until June 30th, meaning that a client would have until that date to elect to begin deferring payments. We will continue to review this date and may extend it depending on how circumstances evolve with the crisis. You could elect, for example, to skip one or two monthly payments online now and then call in to defer future payments. Or if you don’t need immediate relief, you can wait and take advantage of the program later if your circumstances change. You can quickly and easily request us to temporarily waive the requirement that you pay your minimum payment on your credit card for one month, by using our new online webform. The webform is available through RBC Royal Bank Online Banking. Once you complete the webform request to defer the minimum payment on one of your credit cards, you will see a link to request a deferral on other credit cards as well. Should you require additional financial relief, beyond the first month, please contact an advisor for additional deferrals up to a maximum of six months. You will be notified in your Message Centre within RBC Online Banking within 5-10 business days whether your request has been approved. outbreak has caused an increased demand for financial relief. As a result, our staff and our systems are working as quickly as possible. We will notify you within 5–10 business days to let you know if your request was approved. Please check your Message Centre in RBC Royal Bank Online Banking for updates. Interest will continue to accrue at your annual interest rates during the relief period. We will add interest charges to your outstanding balance, along with any transactions, which may cause your outstanding balance to increase during the relief period. Rest assured that we do not charge interest on accrued interest. If no payments are made during the relief period, your minimum payment may be higher at the end of the relief period. To further help you during this difficult time, you will be provided with a credit(s) to your account to reimburse you for 50% of the interest charged to your account during the relief period. These credits will be displayed on your upcoming statement(s). After the relief period you will no longer receive credits to your account for your interest charges. Choosing to defer a credit card payment will not impact your coverage. If your credit card account is protected with Balance Protector insurance you may be eligible to submit a claim in the event of a job loss due to a layoff or dismissal without cause. Please visit the Assurant website https://cardbenefits.to submit a claim with the insurer. Please note that Balance Protector premiums will continue to be charged to your account and increase your outstanding balance. Interest will not be charged on Balance Protector premiums. For the health & safety of our employees and communities, RBC has temporary closed a number of branches. Some branches remain open and we ask clients to limit branch visits for urgent matters that must be done in-person. We are limiting the number of clients allowed in the branch at any given time, to practice physical distancing – for both employees and clients. We’ve also installed Plexi Protection Screens to create a safer working environment. We encourage clients to only come to the Branch if it is essential to do so, and to please use Online Banking or the RBC Mobile app if at all possible. Our priority is the safety and wellbeing of our employees and our clients. We have increased frequency of cleaning, with daily disinfection of our retail branches and ATMs, and will continue to improve as we need to. In the event of a branch closure, a notice will be posted on the branch door. To find the next closest location, simply visit maps. Our Branch locator will also have updated information on whether your branch is open or closed. For immediate financial needs or access to your safe deposit box, please use our online appointment booking tool to schedule a call with your advisor. We will continue to offer our perspectives to help you navigate through these uncertain times Book an appointment online to speak with one of our advisors, to discuss your immediate needs. We’ll do our best to help you to feel more at ease. Foreign exchange requests are not currently available for ordering online. For urgent foreign exchange requests, please go to your local branch. Please note, RBC has announced plans to temporarily close select branches nationally, due to , we’re hearing from a number of clients who need help to stop payments. We want to remind you that you can use RBC Online Banking to manage stopping pre-authorized bill payments or cheques that are coming out of your bank account. Please visit com/stoppayment for step-by-step instructions on how to stop a payment in RBC Online Banking. In addition, to help our clients through this time, we are temporarily waiving fees for stop payments effective April 3, 2020 - September 30, 2020. Note, when you submit a stop payment request, it only stops the next payment to a payee, and a request must be submitted for each individual payment you wish to stop (for example, if you have a series of payments set up). If you choose to stop a payment, please also remember that you must first ensure that the cheque or debit to be stopped has not already been paid or processed through your bank account, and that you must also ensure the payee is notified of the stop payment. This can be found on your Auto Finance welcome letter and/ or Annual Statement Letter. For more information on these current scams and other important information, please visit our Cyber Security Alerts page. (Stop payments for pre-authorized payments on your RBC credit card must still be handled with the merchant directly.) Enrolling in Online Banking is simple and quick. Get more tips on how to protect yourself from COVID-19 scams and how to protect yourself online. While you continue to practice physical distancing including minimizing trips to the branch, we encourage you to view your balance, transactions and statements within RBC Online Banking or mobile channels. Should you want a printed record between monthly statements, we continue to offer mini statements from our ATMs. Effective April 6, 2020 there will no longer be a fee for these statements at the ATM. The Government of Canada has announced a 25% reduction to the minimum withdrawal amount for Registered Retirement Income Funds (RRIFs) in 2020. Learn more about this change There is no change or exception in your ability to apply for coverage or file an eligible claim. Please refer to your certificate of insurance for details about specific coverages, coverage eligibilities, limitations and exclusions. Please note that epidemics or pandemics, such as COVID-19, are not a limitation or exclusion. If your credit card account is protected with Balance Protector insurance, you may be eligible to submit a claim in the event of a job loss due to a layoff or dismissal without cause. Please visit the Assurant website https://cardbenefits.to submit a claim with the insurer. Job loss is not a coverage available under Home Protector Insurance and Loan Protector Insurance. In Online Banking, you can temporarily change your daily ATM cash withdrawal limit as well as your daily in store purchase limit. You may be able to temporarily change these limits up to three times per calendar year for a maximum duration of 60 calendar days each time. To make temporary changes to your daily limits for ATM withdrawals or in store purchases: Starting April 3, RBC clients can use RBC Online Banking and RBC Mobile to enroll in the Canada Revenue Agency (CRA) Direct Deposit service for CRA payments – including payments to be received by eligible clients who apply for the Canada Emergency Response Benefit (CERB) through the Government of Canada. Starting April 6, eligible clients will be able to apply for CERB through the Government of Canada. Clients who are already registered for CRA Direct Deposit do not need to register again and only need to apply for CERB beginning April 6. For questions and information about CERB, please visit the Government of Canada’s website. We encourage you to use our Online Booking Tool as we’re trying to limit the number of people visiting our open branches and calling into our advice centre. If you do not have digital access (online or mobile), you can phone our advice centre at If you still have the original CERB cheque You can return the cheque by mail to the address below. If you don't have the cheque or were paid by direct deposit You can mail your repayment to the CRA. Be sure to: Mail your payment to Revenue Processing – Repayment of CERB Sudbury Tax Centre 1050 Notre Dame Avenue Sudbury ON P3A 0C3 For more information, please visit the CRA website detailing all specifics relating to Canada Emergency Response Benefit community response efforts. As a first step, RBC will be donating funds to respond to community needs in Canada, the U. and globally to charitable partners including Food Banks Canada; Feeding America and The World Health Organization’s Covid-19 Solidarity Response Fund. A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system. In Canada, there are two formats for routing numbers: An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero". Example : 0XXXYYYYY The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers. MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn. A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques). Mastercard banque royale rbc rate advantage visa RBC Reimburses Credit Card Charges by 50% for Eligible Clients Facing Hardship Due to COVID-19. To help clients with additional financial relief during COVID-19, RBC will be providing clients with a credit to their credit card accounts to reimburse them for 50% of the interest charged on their account during the period that they are receiving minimum payment deferrals “relief period”. BMO Banque de Montréal ne vous demandera jamais de divulguer vos renseignements personnels, tels vos mots de passe, vos numéros de compte ou vos questions d'identification et leurs réponses par courrier électronique, par téléphone ou par télécopieur. Nous vous encourageons à prendre le temps d'apprendre comment protéger vos comptes. Depuis les paiements de factures et les virements sur comptes jusqu'aux placements et aux prts, voici tout ce dont vous avez besoin pour grer vos besoins financiers et bancaires partir d'un guichet unique. Grce son interface conviviale, ses outils et calculateurs financiers et ses fonctionnalits compltes, vous pourrez dcider du moment et du lieu de vos oprations bancaires. Accs la maison, au bureau ou en vacances sur une plage des Bermudes, il vous suffit d'une connexion Internet pour accder l'information financire et vos dossiers de gestion, 24 heures sur 24, sept jours sur sept. Votre code d'activation vous est transmis par la poste aprs l'inscription, ce qui vous permet d'accder en toute scurit l'ensemble des fonctionnalits de Banque en direct de RBC Banque Royale. Gestion de vos comptes Finis les paiements en retard ! Notre suite exhaustive de services vous permet de tenir vos comptes jour. Toutes les oprations effectues par Banque en direct sont sres et scurises. Consultez nos conseils d'utilisation pour vous familiariser avec une varit de techniques qui vous feront gagner du temps. Dcouvrez les atouts de Banque en direct : commodit et simplicit. Inscrivez-vous en ligne ou par tlphone, au1 800 ROYAL 5-5 (1 800 769-2555), 24 heures sur 24, sept jours sur sept. Selon le type de votre compte, il se peut que des frais d'opration s'appliquent aux paiements de factures et aux virements de fonds raliss par l'entremise de Banque en direct et des Services bancaires par tlphone. Notre forfait comporte un vaste ventail de services, moyennant des frais mensuels fixes. RBC Placements en Direct Inc.* et la Banque Royale du Canada sont des entités juridiques distinctes et affiliées. * Membre – Fonds canadien de protection des épargnants. ne fournit pas de conseils en placement et ne fait pas de recommandations concernant l’achat ou la vente de titres. Les investisseurs sont responsables de leurs décisions de placement. RBC Placements en Direct est un nom commercial utilisé par RBC Placements en Direct Inc. Ou en lançant l’appli Mobile RBC pendant la période de promotion. Toutes les autres activités portées au compte seront assujetties aux taux d’intérêt annuels indiqués sur votre relevé mensuel. Le montant d’un transfert de solde est porté à votre compte de carte de crédit comme s’il s’agissait d’une avance de fonds et est, par conséquent, assujetti à des frais d’intérêt à compter de la date où il est effectué, et ce, jusqu’à ce que nous recevions le paiement du montant total que vous devez. Des frais sur taux promotionnel pouvant aller jusqu’à 3 % du montant de l’opération seront imputés à votre compte pour chaque opération de transfert de solde si vous profitez de cette offre de taux promotionnel. Les frais sur taux promotionnel exacts sont divulgués dans les détails de l’offre que nous vous avons fournis. Les frais sur taux promotionnel sont imputés de la même manière que nous imputons les intérêts sur les achats. Dans le cas des frais, la date de l’opération correspond à la date à laquelle les frais sont imputés à votre compte. Le virement d’un solde est définitif et ne peut être annulé une fois qu’il a été soumis. Le virement d’un solde peut être effectué uniquement à un compte en dollars canadiens et il peut s’écouler de trois à quatre jours ouvrables avant qu’il figure au compte bancaire du destinataire. Selon les conditions régissant le compte de dépôt du destinataire, des frais de transfert peuvent s’appliquer. Nous vous recommandons de vérifier ces conditions avant d’effectuer le transfert. Si le montant du transfert dépasse le crédit non utilisé de votre compte de carte de crédit au moment du traitement, l’opération ne sera pas traitée et vous recevrez un avis à cet effet par la poste. Le taux d’intérêt promotionnel s’applique jusqu’à la fin de la période de facturation de votre relevé mensuel suivant la date d’expiration de cette offre. Le tableau des taux d’intérêt qui figure sur votre relevé mensuel indiquera la date d’expiration du taux d’intérêt promotionnel, tant qu’il y aura un solde impayé lié à votre taux d’intérêt promotionnel. Si nous ne traitons pas de relevés à cette date (s’il s’agit d’un jour férié ou d’un jour de fin de semaine, par exemple), vous bénéficierez de ce taux d’intérêt promotionnel jusqu’à ce que votre relevé soit préparé le jour de traitement suivant. Lorsque cette offre prendra fin, tous les soldes impayés qui étaient assujettis au taux d’intérêt promotionnel aux termes de cette offre seront assujettis au taux d’intérêt sur les avances de fonds indiqué sur votre relevé mensuel. Quand vous effectuez un paiement dans votre compte de carte de crédit, nous appliquerons le montant jusqu’à concurrence de votre paiement minimum, premièrement aux intérêts et deuxièmement aux frais. Nous affecterons le reste du paiement minimum à votre nouveau solde, en commençant généralement avec les montants assujettis au taux d’intérêt le plus bas, avant les montants assujettis à des taux d’intérêt plus élevés. Si vous versez un montant supérieur à votre paiement minimum, nous affecterons le montant qui dépasse le paiement minimum au reste de votre nouveau solde. Si les différents montants qui constituent votre nouveau solde sont assujettis à des taux d’intérêt différents, nous affecterons votre paiement excédentaire dans la même proportion que chacun des montants se rapportant à votre nouveau solde. Si le même taux d’intérêt est applicable à une avance de fonds et à un achat, nous affecterons votre paiement de façon proportionnelle à l’avance de fonds et à l’achat. Votre paiement ne sera pas affecté aux soldes de votre choix, comme ceux dont le taux d’intérêt est le plus élevé, ou à des catégories de soldes selon un ordre précis. Par exemple, si le solde de vos achats au taux d’intérêt standard est de 800 $ et que le solde de vos avances de fonds à un taux d’intérêt promotionnel est de 200 $, la répartition proportionnelle signifie que 80 % de votre paiement sera affecté à votre solde d’achats et 20 % à vos avances de fonds. Si vous omettez de faire le paiement minimum au plus tard à la date d’échéance du paiement et si vous ne l’avez pas fait avant la date à laquelle nous préparerons votre prochain relevé mensuel, vous ne pourrez plus vous prévaloir de cette offre de taux d’intérêt promotionnel et tout solde impayé qui était assujetti au taux d’intérêt promotionnel aux termes de cette offre sera assujetti au taux d’intérêt sur les avances de fonds figurant sur votre relevé mensuel à compter du premier jour de la troisième période de relevé suivant le paiement omis. Si votre numéro de carte de crédit RBC Banque Royale change pour une quelconque raison avant l’expiration de l’offre (par exemple, vous changez votre carte de crédit pour un autre type de carte), vous ne pourrez plus bénéficier de l’offre de taux d’intérêt promotionnel. Le taux promotionnel s’appliquera à tout solde existant assujetti au taux d’intérêt promotionnel aux termes de cette offre, et ce, jusqu’à la date d’expiration de l’offre. Si un transfert de solde entraîne un dépassement du crédit disponible de votre compte de carte de crédit, il sera refusé. Au même titre que toutes les avances de fonds, un transfert de solde ne donne pas droit à des points RBC Récompenses, à des primes de Partenaires Récompenses ou à des crédits de remise en argent si votre carte de crédit vous permet d’accumuler des récompenses. On ne peut utiliser les transferts de solde pour payer un compte de carte de crédit RBC Banque Royale ou pour effectuer un paiement préautorisé. Veuillez appeler le service à la clientèle pour obtenir des renseignements à jour sur votre compte de carte de crédit. La Convention régissant l’utilisation de la carte de crédit RBC Banque Royale précise les conditions d’utilisation de votre carte de crédit RBC Banque Royale. Veuillez la consulter pour prendre connaissance de tous les renseignements pertinents.


If you want to exchange more than $10,000, please sign in to Online Banking to see the most accurate rate. This quick and easy Foreign Exchange tool shows you what your currency is worth today, so you can know the value of the funds you have. Or have extra USD on hand and want to convert it back? You can exchange up to $25,000 at a time between your RBC Royal Bank (Canadian) and RBC Bank (U. S.) accounts when you’re signed in to Online Banking. Give us a call at The rates provided are for information purposes only, and may not be reflective of rates in the market at the time of inquiry. Foreign exchange rates are subject to change at a moment's notice. Although timely rates may be obtained by contacting a local RBC Royal Bank branch, rates can only be guaranteed at the time the purchase or sale is conducted. Advance notice may be required to obtain some currencies. Protection-Solde est une police dassurance crdit collective tablie par Assurant Solutions et offerte aux titulaires de carte Visa admissibles de RBC Banque Royale. Assurant Solutions est une dnomination commerciale des succursales canadiennes de l American Bankers Life Assurance Company of Florida et de l American Bankers Insurance Company of Florida. Mastercard banque royale rbc brooks landing RBC U. S. HomePlus™ Rewards lets you connect with certified cross-border experts, search properties and get cash back when you buy your U. S. dream home. Discover and Learn. Trip It Or Ship It? 10 Cross-Border Shopping Hacks to Save You Money This Holiday Season. Multi-Generational Travel 8 Tips for a Great Extended Family Vacation. La Banque en direct Achetez et gérez votre CPG en direct. Les clients de RBC Banque Royale peuvent maintenant acheter des CPG non enregistrés, modifier les instructions à l'échéance et changer les coordonnées de versement des intérêts par voie électronique ! RBC Reimburses Credit Card Charges by 50% for Eligible Clients Facing Hardship Due to COVID-19. To help clients with additional financial relief during COVID-19, RBC will be providing clients with a credit to their credit card accounts to reimburse them for 50% of the interest charged on their account during the period that they are receiving minimum payment deferrals “relief period”. We’re taking added precautions to keep our clients and employees safe during the COVID-19 outbreak. We also recognize that now more than ever, clients turn to us for advice and support.